Safety & Fraud Prevention

Slam Email Scams Pop Art

Slam Email Scams

The federal agency CISA (Cybersecurity & Infrastructure Security Agency) offers tips to help rescue you from email scams plus seven steps you can follow to zap other villainous email fraud attempts you may encounter down the road. Recognizing and Avoiding Email Scams (cisa.gov)

FBI Releases 2021 Internet Crime Report

In the past year, there’s been a 7% increase in internet crime with close to 6.9 billion in reported losses, according to the  FBI’s recently released 2021 Internet Crime Report

The top three cyber crimes reported by victims in 2021 were phishing scams, non-payment/non-delivery scams, and personal data breach. Victims lost the most money to business email compromise scams, investment fraud, and romance and confidence schemes.  

To report an online crime or view IC3’s annual reports and public service announcements, visit ic3.gov.

FBI-Internet-Crime-Complaint-Commission-2021-Chart-Data
Tax-Fraud-tips

The IRS “Dirty Dozen”

Every year, the IRS compiles the “Dirty Dozen” – the top 12 scams that taxpayers may encounter during peak filing season. Learn how to spot and avoid tax scams: 

Link to IRS YouTube Video
Dirty Dozen Video

Link to IRS.gov
Dirty Dozen Webpage

Cupid or Con Artist?

Romance scams have been going on for centuries but online and mobile technology have helped spur a record number of cases in recent years. Scam artists create a fake online identity to gain a victim’s affection and trust. Then Rotten Romeos (and Lawless Lolitas) use the illusion of a romantic or close relationship to manipulate and/or steal from the victim.

The FBI offers tips on how to spot and steer clear of romance scams:  Romance Scams — FBI

Additional Resources:

https://www.consumer.ftc.gov/blog/2020/02/its-not-true-love-if-they-ask-money

https://www.consumer.ftc.gov/articles/what-you-need-know-about-romance-scams#lies

https://www.cisa.gov/uscert/ncas/tips/ST06-003

Romance Scams
How Banks Help Mitigate Risk

Your Bank Helps Keep You Covered.

Today’s banks use a mix of good customer service, federal regulations and high-tech tools to help reduce fraud and safety risks.

These days, algorithms, artificial intelligence authentication and biometric security measures are just a few of the tech tools banks across the country are using to help protect millions of dollars from con artists.

In addition, Patriot Act legislation and ongoing communications like scam alerts and notices reminding clients to stay in touch if they notice unusual account activity also help reduce fraudulent activity.

To learn more visit: How Banks Are Working to Protect You From Fraud | Banking Advice | US News

Don’t let your cloud storage security float away.

Wired® Magazine offers 9 tips for keeping your cloud storage safe & secure:

  1. Use Strong Passwords and Two-Factor Authentication
    Activate two-factor authentication (2FA) and choose long and unique passwords that are difficult to guess, use a password manager and be wary of any attempts to get you to part with them (in an unexpected email, for example).
  2. Audit Your File and Folder Shares
    Be careful who you share files and folders with, and add passwords and expiry dates to your shares, if these features are available, and run a regular audit of all the shares that are currently active on your account.
  3. Clear Out Your ‘Deleted’ Files
    While many cloud storage services run a recycle bin of sorts, keeping deleted files around for a few days or weeks just in case you want them back, you might want to make sure certain sensitive files are completely obliterated and no longer able to be recovered.
  4. Check Your Connected Apps and Accounts
    Even if hackers can’t get into your accounts through the front door, they might try and gain access through a side window—in other words, through another account that’s connected to your cloud storage. Make sure you’re regularly checking which third-party applications have access to your cloud storage and remove any that you’re not actively using (you can always add them again if you need to).
  5. Turn on Account Alerts
    Most cloud storage services will be able to send you alerts about significant account events, such as new sign-ins, and it’s important to make sure these are switched on. You might also be able to subscribe to alerts about activity inside your accounts, such as new shares that have been created, or files and folders that have been removed.
  6. Deactivate Old Devices That Still Have Access
    Most cloud storage services let you sync files from multiple devices, so if you upgrade your phone or switch jobs and use a new laptop, it’s important that you properly disconnect and deactivate the old ones
  7. Enable Account Recovery Options
    Your cloud storage account is only as secure as the weakest link attached to it, which means you need to keep the account recovery options as well protected as your login credentials.
  8. Sign Out When You’re Not Using Your Accounts
    It’s important that you sign out to stop anyone else gaining access to your files—especially if you’re on a computer that’s shared with other people (such as the rest of your household).
  9. Protect Your Devices, Too
    Physical security is important too. Keep the phones, laptops, and other devices where you use your cloud storage accounts guarded against unauthorized access.

For more information visit: 9 Tips to Keep Your Cloud Storage Safe and Secure | WIRED®

Contact Us

Need to reach us? Please contact us at the number below and our team will gladly assist you. If you would like to open an account or speak to a personal banker visit us at any of our locations located in the Greater Kansas City Metro Area.

Telephone

+1 913 321 4242

Address

756 Minnesota Avenue
Kansas City, Kansas 66101