Community Banking Financial Wellness Toolbox

Prepare Your Finances for the Unexpected

In times of crisis, having a solid financial plan can be a lifeline. From natural disasters to unexpected financial setbacks, Consumer Financial Protection Bureau’s comprehensive toolkit equips you with the knowledge and tools you need to safeguard your finances and weather any storm.

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Financial Caregiving

A financial caregiver is someone you enlist to help manage your finances. They can make sure you pay your bills on time, monitor your bank accounts, manage your investments, or file your taxes if you become ill or incapacitated. The American Bankers Association (ABA) has a free Financial Caregivers guide and other resources.

NOTE: ABA also offers 8 helpful Financial Fraud Prevention Tips

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A Money Map to Help Navigate Finances

Visit AARP Money Map™ for free financial management tools designed to help:

  • Manage Unplanned Expenses
  • Set a Budget
  • Reduce Debt
  • Grow Savings

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Teach Your Children to Save

Looking for a fun and interactive way to teach your kids about saving money? American Bankers Association provides a variety of resources to help children learn about saving, spending and managing money.

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Safety Deposit Box Dos & Don’ts

Safety Deposit Boxes are a great way to keep many important items safe & sound. But, as this AARP® article points out, it may be better to store items you need at a moment’s notice somewhere else. To learn more and view the lists of Best & Worst Items to Store, visit: Best and Worst Uses for Bank Safe Deposit Boxes (

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Save Money by Saving Energy

You have the power to save money and energy in your own home. The Department of Energy shares quick tips you can use to start saving today and information on larger projects that will help save you money long term.

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Saving During the Holidays

Don’t let the holiday season break the bank. Get tips from American Bankers Association on how to enjoy the holidays without accumulating new debt.

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Understand the Risks of Gaming Platforms

76% of children under 18 are playing online games regularly and are connecting their parents’ credit cards and bank cards to their gaming accounts. These tips from PCBB can help families avoid the risks of online gaming payment fraud.

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Tools for Financial Security Later in Life

Starting to think about retirement? AARP® and CFPB share steps you can take to help stretch out your retirement savings and avoid financial pitfalls that can shrink your nest egg:



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FDIC Money Smart Financial Education Resources

FDIC’s Money Smart program offers tools and resources to help adults and children learn about earning, saving, budgeting and managing finances.

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Take Control of Your Financial Future

Free money management tool with Online Banking 

  • Track spending
  • Get overspending alerts
  • Set savings goals
  • And more!

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Video overview of Online Banking’s Personal Finance tools

Financial Calculators

The American Bankers Association provides numerous budgeting and financial planning calculators, including:

How Much Should I Save Each Month

How Much Can I Afford to Borrow

How Long Will My Retirement Savings Last

How Long Will It Take to Pay Off My Credit Card

Calculator that says BUDGET on the screen
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Financial Literacy Resource Directory

The Office of the Comptroller of the Currency offers a directory that includes contact information for organizations that provide financial literacy and education initiatives. Resources include fact sheets, newsletters, conference materials, publications, and website links to help people improve their ability to make informed and effective financial decisions.

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Learn How to Open an Account at an FDIC-Insured Bank

If you are in one of the 7.1 million U.S. households without a bank account, there are resources available to help you get started and many FDIC-insured banks offer accounts with low (or no) monthly maintenance fees when you have direct deposit or maintain a minimum balance. They may also offer free access to in-network automated teller machines (ATMs). Plus, at FDIC-insured banks, your deposits are insured up to $250,000.

For more information, visit: FDIC: GetBanked – Learn How to Open an Account at an FDIC-Insured Bank

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Cybersecurity and Romance Scams

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Digital Banking for Business

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