Community Banking Financial Wellness Toolbox
A financial caregiver is someone you enlist to help manage your finances. They can make sure you pay your bills on time, monitor your bank accounts, manage your investments, or file your taxes if you become ill or incapacitated. The American Bankers Association (ABA) has a free Financial Caregivers guide and other resources.
NOTE: ABA also offers 8 helpful Financial Fraud Prevention Tips
Teach Your Children to Save
Looking for a fun and interactive way to teach your kids about saving money? American Bankers Association provides a variety of resources to help children learn about saving, spending and managing money.
Safety Deposit Box Dos & Don’ts
Safety Deposit Boxes are a great way to keep many important items safe & sound. But, as this AARP® article points out, it may be better to store items you need at a moment’s notice somewhere else. To learn more and view the lists of Best & Worst Items to Store, visit: Best and Worst Uses for Bank Safe Deposit Boxes (aarp.org)
Save Money by Saving Energy
You have the power to save money and energy in your own home. The Department of Energy shares quick tips you can use to start saving today and information on larger projects that will help save you money long term.
Understand the Risks of Gaming Platforms
76% of children under 18 are playing online games regularly and are connecting their parents’ credit cards and bank cards to their gaming accounts. These tips from PCBB can help families avoid the risks of online gaming payment fraud.Learn More
Video overview of Online Banking’s Personal Finance tools
Financial Literacy Resource Directory
The Office of the Comptroller of the Currency offers a directory that includes contact information for organizations that provide financial literacy and education initiatives. Resources include fact sheets, newsletters, conference materials, publications, and website links to help people improve their ability to make informed and effective financial decisions.Learn More
Learn How to Open an Account at an FDIC-Insured BankIf you are in one of the 7.1 million U.S. households without a bank account, there are resources available to help you get started and many FDIC-insured banks offer accounts with low (or no) monthly maintenance fees when you have direct deposit or maintain a minimum balance. They may also offer free access to in-network automated teller machines (ATMs). Plus, at FDIC-insured banks, your deposits are insured up to $250,000.
For more information, visit: FDIC: GetBanked – Learn How to Open an Account at an FDIC-Insured Bank