Your Journey

Take the FAST LANE with our
easy application auto loans

Ready to get behind the wheel of your next vehicle? Our friendly and knowledgeable bankers can help you with step-by-step guidance through the auto loan application process. With a Bank of Labor auto loan, you can rev your engines with:

  • Competitive interest rates for new and used vehicles
  • Refinancing options on your current auto loan
  • Flexible terms
Auto Loan Type APR* as low as
New Cars  
2023-2024 model years. 5.893%*
Used Cars  
2020-2022 model years. 6.958%*
2018-2019 model years. 7.023%*

*APR (Annual Percentage Rate)
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other terms and conditions listed in the account agreement.

Rates, terms and conditions are subject to change without notice.

Start your next adventure with our
road-trip ready auto loan.

Auto Loan FAQs

Need help navigating the auto loan process? We’re here to help!

Applying for a Bank of Labor auto loan is easy. Simply click the link here to get started and fill out the application.

Vehicle Loan Checklist of Documents

  • Identification
    • Photo ID
      • Driver’s License/State ID AND
    • U.S. Social Security Number OR
    • U.S. Citizenship or Resident Alien status (If Applicable)
  • Proof of Income
    • W-2 statements from the prior year AND
    • Full 30 days of paystubs OR
    • Social Security or Pension Awards letters, or two previous months bank statements reflecting deposit (If Applicable) OR
    • Current tax return (personal and business), if self-employed
  • Vehicle loan
    • Dealer Invoice OR
    • Bill of Sale and Title
    • And Proof of insurance on all vehicle loans
  • Other as requested from the lender**

Yes!  If you’re looking for a better interest rate and/or term we can pay off your existing auto loan by refinancing it.

No, however we do offer specialized loans for boats, RV’s, motorcycles, and more.

Yes!  We will collect all the information listed on the Vehicle Loan Checklist of Documents except the vehicle information.  This will allow us to prequalify you and help you know how much you’ve been pre-qualified for before shopping for a car.

No, you do not need to be a customer. However, we have a discounted rate if you set up autopay out of a Bank of Labor checking account – thus helping you save even more and adding convenience.