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July 25, 2018
Fraud Prevention
The internet is a great place for information.  From shopping to banking, the convenience is endless.   It’s also a place for scammers to prey on their unsuspecting victims.  
Do not provide your account information to anyone who calls, emails or texts you without verifying the request.  Remember, the Bank will not contact you to request this information.
Don’t share your passwords with anyone.  Don’t use the same passwords for multiple sites, and avoid using common dates, names, and words.  
If the “opportunity” sounds too good to be true, it probably is!  Beware of promises to make fast profits or job earnings, job opportunities that require “no experience necessary” to work at home, money due upfront for products or services that you’ve not received,  lottery or contest winnings when you didn’t enter, foreign government officials asking for your assistance in moving money from overseas where you’ll stand to make a profit, or a new significant other who needs your financial assistance for travels.
If you receive a cashiers check or bank check in the mail, let the teller know.  Once you transact that item, you become responsible if the check is no good.  
Overpayment scams are popular.  A legitimate buyer of an online sale will not “accidentally” send too much money for payment of a product or service.  Do not send money to someone you don’t know and haven’t met.  Know who you are doing business with and perform additional research through the Better Business Bureau.
The IRS will not phone you to collect a debt.  Any calls received purporting that claim are false.  
Keep your software updated. Phones, laptops, and other internet-connected devices require regular updates. Set devices to auto-update when possible.