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September 21, 2017
The Equifax Data Breach: What to Do
Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans and according to Equifax: the data breach occurred May – July 2017.  Equifax has established a dedicated toll-free number, 866-447-7559, to answer questions you may have about the breach.
Bank of Labor was not compromised and your information was not stolen from our bank. However, Bank of Labor takes the security of our customer information very seriously, and we are providing you with the information we know about this massive breach and the steps you can take to protect your personally identifiable information if you so desire.
In addition to the toll free number listed above, Equifax has established a website that informs consumers if they may be affected by the breach, provides additional information on the breach, and offers complimentary identity theft protection and credit file monitoring. This information is available at www.equifaxsecurity2017.com. To protect your identity and personal information, below are a few steps you can take to protect your information:.
Review your account statements to spot any suspicious transactions. Our state-of-the-art online banking system allows you to access and set activity alerts for your accounts from any computer, mobile device or your smartphone.  Enroll or log in at www.bankoflabor.com (Labor) (or www.brotherhoodbank.com for Community bank).
Consider if you should place an initial fraud alert on your credit report (see https://www.consumer.ftc.gov/articles/0275-place-fraud-alert).
Consider if you should freeze your credit file (see https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs).
The Consumer Financial Protection Bureau offers 10 tips for consumers affected by the Equifax breach. Review the tips by going to https://www.consumerfinance.gov/about-us/blog/top-10-ways-protect-yourself-wake-equifax-data-breach/.
Review your credit reports for accuracy. Call any one of the three credit reporting agencies to receive your free annual credit report or visit www.annualcreditreport.gov.
 P.O Box 9554
 Allen, TX 75013
P.O Box 2000
Chester, PA 19016
P.O Box 740241
Atlanta, GA 30374
You should also contact the credit reporting agencies to notify them of any suspected fraud or identity theft.
If you believe you are the victim of identity theft, contact your local law enforcement office and/or your state attorney general. Finally, you may also want to consider reviewing information about recovering from identity theft, which is available from the Federal Trade Commission (FTC) at https://www.identitytheft.gov/ or by calling 1-877-IDTHEFT (1-877-438-4338). The FTC also offers general information to protect your online presence at https://www.consumer.ftc.gov/topics/privacy-identity-online-security.