A Fresh Season for Home Improvements

Use your home’s equity to repair, remodel, or upgrade your space with a flexible HELOC.

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LOW PAYMENTS

Manage debt by combining high-interest debt to a LOWER monthly payment and save compared to payments on high-interest credit cards.

CONVENIENT ACCESS

Draw on your HELOC funds as needed to help cover expenses and manage cash flow.

No Application fees, No Annual Fees, No Closing Cost Crossed out circle

SIMPLIFIED SOLUTION

Take advantage of our easy HELOC application with NO application fees, closing costs, or annual fees.

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EASY BILL

Streamline your budget to make ONE monthly payment to simplify your finances and have the focus to clear the debt faster.

Take the next step toward your dream remodel.

Begin Your Application
HELOC FAQs

Applying for a Bank of Labor HELOC is easy. Simply click the link here to get started and fill out the application.

HELOC Loan Checklist of Documents

  • Identification
    • Photo ID
      • Driver’s License/State ID AND
    • U.S. Social Security Number OR
    • U.S. Citizenship or Resident Alien status (If Applicable)
  • Proof of Income
    • W-2 statements from the prior year AND
    • Full 30 days of paystubs OR
    • Social Security or Pension Awards letters, or two previous months bank statements reflecting deposit (If Applicable) OR
    • Current tax return (personal and business), if self-employed

Yes!  We will collect all the information listed on the HELOC Loan Checklist of Documents.  This will allow us to prequalify you and help you know how much you’ve been pre-qualified for.

No, you do not need to be a customer to apply for a HELOC.