Report Lost or Stolen Card
For lost/stolen Bank of Labor MasterCard® Credit Card, call 1.800.423.7503.
For lost/stolen Bank of Labor Visa® Debit/ATM cards, call 1.888.722.1324.
Overdraft Protection
We all make mistakes sometimes. When it happens to you, Bank of Labor has your back with overdraft protection. We offer two options to assist you in managing your account and avoiding overdrafts.
Automatic Transfer Program – Fees Apply.
If you maintain another checking account or a savings account you may establish an automatic transfer link from that account to cover any overdrafts you may incur in your checking account, assuming you have sufficient funds available in the other account.
Program requirements:
- You must be the owner and signer on both accounts in the transfer relationship
- You must sign a form with one of our bankers, providing the account numbers and exact or incremental amounts for transfers
Overdraft Privilege
Overdraft Privilege is a discretionary service available to qualified checking accounts. With Overdraft Privilege, Bank of Labor may pay items overdrawing qualified accounts up to a predetermined amount for eligible Personal Checking accounts and Personal NOW accounts.
Overdraft Privilege fees may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. This service is not intended for casual or everyday use, but only for protection against inadvertent record-keeping errors or occasional timing issues related to deposits.
Program requirements:
- To qualify, accounts must be open for a minimum of 30 days, have a positive balance, and meet certain minimum deposit requirements.
- Overdraft Privilege will not be active until you receive notification from Bank of Labor that you are enrolled.
A fee of $30 is charged for each overdraft created by check, in-person withdrawal, ATM withdrawal, or other electronic means (each debit or check paid). We do not assess overdraft or NSF fees when paying an overdraft item that result in an overdrawn account balance of $10 or less. The maximum amount of Overdraft or NSF fees we assess each day is $90. Bank of Labor has the choice to either pay the overdraft or not. Bank of Labor reserves the right to require repayment of any overdraft on demand.